Vet Debrief Blog

Guides on VA benefits, the claims process, and state-specific programs. Written by a veteran and former VA employee.

TDIU: How to Get 100% VA Pay Without a 100% Rating

TDIU pays compensation at the 100% rate if your service-connected disabilities prevent you from working — even if your combined rating is only 60% or 70%. See eligibility, 2026 pay, and how to apply.

Benefits Guide·7 min read·July 2026

VA Burial Benefits: What Veterans and Families Should Know

The VA provides national cemetery burial, headstones, burial flags, and burial allowances. Here is what is covered in 2026, the current amounts, filing deadlines, and how to plan ahead.

Benefits Guide·7 min read·July 2026

VA Back Pay: How It Works and How It's Calculated

When the VA approves your claim, back pay reaches back to your effective date. Here is how effective dates work, the one-year rule, the Intent to File, and AMA appeals.

Claims·7 min read·July 2026

VA Disability Claim Timeline: What to Expect at Each Stage

From filing to decision, here is a realistic 2026 timeline of a VA disability claim — the eight stages, how long it takes, and what happens during evidence gathering.

Claims·7 min read·July 2026

Nexus Letters Explained: What They Are and How to Get One

A nexus letter can decide a VA claim. Learn what one is, when you need it, the "at least as likely as not" standard, who can write one, and what it costs.

Claims·7 min read·July 2026

VA Disability Ratings Explained: Percentages, VA Math & Monthly Pay (2026)

How VA disability ratings actually work: the 0%–100% scale, how VA math combines multiple ratings, what each percentage pays monthly in 2026, and the extra benefits unlocked at 30%, 50%, 70%, and 100%.

Benefits Guide·7 min read·May 2026

GI Bill vs. VR&E: Which Education Benefit Should You Use?

Comparing the Post-9/11 GI Bill and Vocational Rehabilitation & Employment (VR&E, Chapter 31). Learn which is better for your situation and whether you can use both.

Education·6 min read·May 2026

7 State Veteran Benefits You Probably Don't Know About

Beyond federal VA benefits, every state offers its own veteran benefits — from property tax exemptions and free hunting licenses to state education programs and vehicle registration waivers.

State Benefits·5 min read·May 2026

VA Home Loan: The Zero Down Payment Advantage

How the VA home loan works, who qualifies, and why it's consistently rated the best mortgage product available. No down payment, no PMI, and competitive interest rates.

Housing·6 min read·May 2026

CHAMPVA vs. TRICARE: Who Qualifies, What's Covered, and Key Differences (2026)

CHAMPVA has no monthly premium and covers families of 100% P&T disabled veterans. TRICARE covers military retirees. Compare eligibility, costs, and coverage side by side.

Healthcare·7 min read·May 2026

Veteran Property Tax Exemptions: A State-by-State Overview

Property tax exemptions for veterans vary wildly by state. Some offer full exemptions at 100% disability, others start as low as 10%. Here's what you need to know.

State Benefits·6 min read·May 2026

Secondary Service Connection: How to Claim Conditions Caused by Your Rated Disabilities

Your service-connected disability may qualify you for additional ratings. PTSD commonly links to sleep apnea, migraines, and GERD. See the most common secondary conditions and how to file.

Claims·5 min read·May 2026

VA Healthcare Priority Groups: Where You Stand and What You Get

VA healthcare eligibility is based on priority groups. Your group determines your copays, travel reimbursement, and access to services. Here's how to find your group.

Healthcare·5 min read·May 2026

Survivor Benefits: Understanding DIC and What Families Need to Know

Dependency and Indemnity Compensation (DIC) provides tax-free monthly payments to surviving spouses and children of veterans. Here's who qualifies and how to apply.

Family Benefits·7 min read·May 2026

VA Community Care: Getting Treatment Outside the VA System

When the VA can't provide timely care, veterans can get treatment from private providers through the Community Care program. Here's how it works.

Healthcare·5 min read·May 2026

Small Business Benefits for Veterans: Funding, Contracts, and Resources

Veterans who want to start or grow a business have access to SBA loans, federal contracting preferences, and training programs. Here's what's available.

Employment·5 min read·May 2026

VA Mental Health Benefits: What's Available and How to Access Care

The VA provides comprehensive mental health services including therapy, psychiatry, crisis support, and specialized programs for PTSD, substance use, and more.

Healthcare·5 min read·May 2026

Aid and Attendance: Extra Monthly Compensation for Veterans Who Need Help

Aid and Attendance provides additional monthly compensation for veterans and surviving spouses who need help with daily activities. Here's who qualifies.

Benefits Guide·5 min read·May 2026

Maximizing Your Education Benefits: A Strategic Guide for Veterans

How to get the most value from your GI Bill, VR&E, and other education benefits — from choosing the right program to stacking benefits for your family.

Education·5 min read·May 2026

VA Life Insurance: Which Policy Is Right for You?

The VA offers several life insurance programs for veterans and service members. Here's a comparison of SGLI, VGLI, and Veterans Affairs Life Insurance (VALife).

Benefits Guide·5 min read·May 2026

Veterans' Preference in Federal Hiring: How It Works

Veterans get hiring preference for most federal jobs. Here's how the points system works, which jobs qualify, and how to claim your preference.

Employment·5 min read·May 2026

VA Caregiver Support: Benefits for Those Who Care for Veterans

The VA's Program of Comprehensive Assistance for Family Caregivers provides stipends, training, healthcare, and respite care. Here's who qualifies.

Family Benefits·6 min read·May 2026

How to Appeal a VA Decision: Your Options Explained

Denied a VA claim? You have three appeal options under the Appeals Modernization Act. Here's how supplemental claims, higher-level reviews, and Board appeals work.

Claims·6 min read·May 2026

Special Monthly Compensation: Benefits Beyond the Standard Rating

Special Monthly Compensation (SMC) provides extra payments for veterans with severe disabilities. From loss of limbs to housebound status, here's what qualifies.

Benefits Guide·5 min read·May 2026

How to Choose a VSO: Finding the Right Veterans Service Organization

VSOs provide free help with VA claims, appeals, and benefits. Here's how to choose between the DAV, VFW, American Legion, and other organizations.

Resources·5 min read·May 2026

VA Dental Benefits: Eligibility, Coverage, and How to Get Care

VA dental benefits are more limited than medical benefits, but several categories of veterans qualify. Here's who's eligible and what's covered.

Healthcare·5 min read·May 2026

Benefits for National Guard and Reserve Veterans

Guard and Reserve members earn veteran benefits differently than active duty. Here's what you're eligible for based on your service type and activation history.

Benefits Guide·5 min read·May 2026

The 5, 10, and 20-Year Rules: When Your VA Rating Is Protected

VA disability ratings gain increasing protection over time. Here's how the 5-year, 10-year, and 20-year rules work to protect your rating from reduction.

Benefits Guide·5 min read·May 2026

Benefits Available to Military Spouses and Veteran Families

Military and veteran spouses have access to education benefits, healthcare, career programs, and more. Here's what's available depending on the veteran's status.

Family Benefits·5 min read·May 2026

Presumptive Conditions for VA Claims: The 2026 List

Presumptive conditions allow veterans to skip proving a service connection. Here's the current list for Agent Orange, burn pits, Gulf War illness, and more.

Claims·6 min read·May 2026

Home Modification Grants for Disabled Veterans: SAH and SHA

The VA provides grants up to $109,986 to help disabled veterans modify or build accessible homes. Here's how the SAH and SHA grant programs work.

Housing·5 min read·May 2026

Combat Veteran Benefits: What Extra Benefits Apply

Combat veterans have access to additional benefits beyond standard veteran programs, including enhanced healthcare, combat-related special compensation, and more.

Benefits Guide·5 min read·May 2026

Medical Retirement vs. Medical Separation: Key Differences

Leaving the military for medical reasons can happen through retirement or separation, and the difference significantly affects your benefits. Here's what you need to know.

Benefits Guide·5 min read·May 2026

How Vet Debrief Protects Your Privacy: A Technical Explanation

Your data never leaves your browser when you use Vet Debrief. Here's exactly how the tool works to keep your information private and secure.

About·4 min read·May 2026

Free Services Every Veteran Should Know About

From free tax preparation and legal help to free national park passes and discounts, here's a roundup of free services available to all veterans.

Resources·5 min read·May 2026

What to Do After Your Vet Debrief Benefits Briefing

You've completed your briefing and have a list of benefits you may qualify for. Here's a step-by-step action plan for filing the claims you qualify for.

Resources·5 min read·May 2026

VA Emergency Care: When the VA Pays for Non-VA Emergency Rooms

Knowing when the VA covers emergency room visits at non-VA hospitals can save you thousands. Here are the rules and what to do after an ER visit.

Healthcare·5 min read·May 2026

How Cost-of-Living Adjustments (COLA) Affect Your VA Pay

VA disability compensation increases each year with COLA adjustments. Here's how COLA works, when increases take effect, and how it impacts your benefits.

Benefits Guide·4 min read·May 2026

CRDP: Receiving Both Military Retirement and VA Disability Pay

Concurrent Retirement and Disability Pay (CRDP) lets qualifying military retirees receive their full retirement pay and VA disability compensation without offset.

Benefits Guide·6 min read·May 2026

Getting the Most from VR&E: Vocational Rehabilitation Success Tips

Practical tips for veterans using the VA's Vocational Rehabilitation and Employment (VR&E) program to maximize education and career benefits.

Education·5 min read·May 2026

Veteran ID Cards: Which Ones You Need and How to Get Them

There are several types of veteran ID cards — VHIC, VIC, state veteran designation, and retired military ID. Here's which ones you should have and why.

Resources·6 min read·May 2026

VA Travel Pay: How to Get Reimbursed for Medical Appointments

Most veterans don't know the VA will reimburse travel costs for medical appointments. Here's who qualifies, how much you can get, and how to file.

Benefits Guide·5 min read·May 2026

Free and Discounted Hunting & Fishing Licenses for Veterans by State

A state-by-state overview of hunting and fishing license benefits for veterans, including which states offer free lifetime licenses for disabled veterans.

State Benefits·6 min read·May 2026

Emergency Financial Assistance Programs for Veterans

When a financial crisis hits, these veteran-specific emergency assistance programs can help with rent, utilities, food, and more — often within days.

Benefits Guide·5 min read·May 2026

Benefits for Your Dependents: What Your Family Is Entitled To

Your VA benefits extend to your family. Here's a comprehensive look at healthcare, education, and financial benefits available to veteran dependents.

Benefits Guide·6 min read·May 2026